/* Navigation */
        nav {
            position: fixed;
            top: 0;
            width: 100%;
            background: rgba(255, 255, 255, 0.98);
            backdrop-filter: saturate(180%) blur(20px);
            z-index: 1000;
            border-bottom: 1px solid rgba(0, 0, 0, 0.06);
            transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
        }

        nav.scrolled {
            box-shadow: 0 4px 24px rgba(0, 0, 0, 0.08);
            background: rgba(255, 255, 255, 0.95);
        }

        .nav-container {
            max-width: 1400px;
            margin: 0 auto;
            padding: 1.3rem 3rem;
            display: flex;
            justify-content: space-between;
            align-items: center;
        }

        .logo {
            font-size: 1.35rem;
            font-weight: 600;
            letter-spacing: -0.3px;
            color: #1a1a1a;
            z-index: 1001;
        }

        .logo-accent {
            background: linear-gradient(135deg, #003d82, #005cb8);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
            font-weight: 700;
        }

        .nav-links {
            display: flex;
            gap: 2.8rem;
            list-style: none;
            align-items: center;
        }

        .nav-links li {
            position: relative;
        }

        .nav-links a {
            text-decoration: none;
            color: #2d2d2d;
            font-weight: 500;
            font-size: 0.95rem;
            transition: color 0.3s;
            letter-spacing: -0.1px;
            display: block;
        }

        .nav-links a:hover {
            color: #003d82;
        }

        .nav-cta {
            background: linear-gradient(135deg, #003d82, #004a99);
            color: white !important;
            padding: 0.65rem 1.6rem;
            border-radius: 6px;
            font-weight: 600;
            transition: all 0.3s;
        }

        .nav-cta:hover {
            color: white !important;
            background: linear-gradient(135deg, #002d61, #003d82);
            transform: translateY(-1px);
            box-shadow: 0 4px 12px rgba(0, 61, 130, 0.25);
        }

        /* Dropdown Menu */
        .dropdown {
            position: relative;
        }

        .dropdown-toggle {
            cursor: pointer;
            display: flex;
            align-items: center;
            gap: 0.4rem;
        }

        .dropdown-toggle::after {
            content: '▼';
            font-size: 0.65rem;
            transition: transform 0.3s;
        }

        .dropdown:hover .dropdown-toggle::after {
            transform: rotate(180deg);
        }

        .dropdown-menu {
            position: absolute;
            top: 100%;
            left: 0;
            background: white;
            min-width: 240px;
            border-radius: 8px;
            box-shadow: 0 8px 32px rgba(0, 0, 0, 0.12);
            opacity: 0;
            visibility: hidden;
            transform: translateY(-10px);
            transition: all 0.3s;
            margin-top: 1rem;
            border: 1px solid #f0f0f0;
        }

        .dropdown:hover .dropdown-menu {
            opacity: 1;
            visibility: visible;
            transform: translateY(0);
        }

        .dropdown-menu a {
            padding: 0.9rem 1.5rem;
            color: #2d2d2d;
            border-bottom: 1px solid #f5f5f5;
            transition: all 0.3s;
        }

        .dropdown-menu a:last-child {
            border-bottom: none;
        }

        .dropdown-menu a:hover {
            background: #fafbfc;
            color: #003d82;
            padding-left: 2rem;
        }

        /* Mobile Menu */
        .mobile-menu-toggle {
            display: none;
            background: none;
            border: none;
            font-size: 1.5rem;
            cursor: pointer;
            color: #1a1a1a;
            z-index: 1001;
        }

        .mobile-menu {
            display: none;
            position: fixed;
            top: 0;
            right: -100%;
            width: 80%;
            max-width: 400px;
            height: 100vh;
            background: white;
            box-shadow: -4px 0 24px rgba(0, 0, 0, 0.15);
            transition: right 0.4s cubic-bezier(0.4, 0, 0.2, 1);
            overflow-y: auto;
            z-index: 999;
        }

        .mobile-menu.active {
            right: 0;
        }

        .mobile-menu-header {
            padding: 1.5rem 2rem;
            border-bottom: 1px solid #f0f0f0;
            display: flex;
            justify-content: space-between;
            align-items: center;
        }

        .mobile-menu-close {
            background: none;
            border: none;
            font-size: 1.8rem;
            cursor: pointer;
            color: #1a1a1a;
        }

        .mobile-menu-content {
            padding: 1rem 0;
        }

        .mobile-nav-item {
            border-bottom: 1px solid #f5f5f5;
        }

        .mobile-nav-item a,
        .mobile-dropdown-toggle {
            display: block;
            padding: 1.2rem 2rem;
            color: #2d2d2d;
            text-decoration: none;
            font-weight: 500;
            font-size: 1rem;
            transition: all 0.3s;
            background: none;
            border: none;
            width: 100%;
            text-align: left;
            cursor: pointer;
        }

        .mobile-nav-item a:hover {
            background: #fafbfc;
            color: #003d82;
        }

        .mobile-dropdown-toggle {
            display: flex;
            justify-content: space-between;
            align-items: center;
        }

        .mobile-dropdown-toggle::after {
            content: '▼';
            font-size: 0.7rem;
            transition: transform 0.3s;
        }

        .mobile-dropdown-toggle.active::after {
            transform: rotate(180deg);
        }

        .mobile-dropdown-content {
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.3s;
            background: #fafbfc;
        }

        .mobile-dropdown-content.active {
            max-height: 500px;
        }

        .mobile-dropdown-content a {
            padding: 1rem 2rem 1rem 3rem;
            font-size: 0.95rem;
        }

        .mobile-menu-cta {
            margin: 1.5rem 2rem;
        }

        .mobile-menu-cta a {
            display: block;
            background: linear-gradient(135deg, #003d82, #004a99);
            color: white !important;
            padding: 1rem;
            border-radius: 6px;
            text-align: center;
            font-weight: 600;
            text-decoration: none;
        }

        .overlay {
            display: none;
            position: fixed;
            top: 0;
            left: 0;
            width: 100%;
            height: 100vh;
            background: rgba(0, 0, 0, 0.5);
            z-index: 998;
            opacity: 0;
            transition: opacity 0.4s;
        }

        .overlay.active {
            opacity: 1;
        }


@media (max-width: 768px) {
    .nav-links {
        display: none;
    }

    .mobile-menu-toggle,
    .mobile-menu,
    .overlay {
        display: block;
    }
}